Side-by-side · Q2 2026 data
The First National Bank of Ballinger vs Victory Bank
Metric by metric
| Measure | The First National Bank of Ballinger | Victory Bank |
|---|---|---|
| TellerScore | 81 (stronger) | 77 |
| Capital cushion | 55 | 71 (stronger) |
| Loan quality | 99 (stronger) | 98 |
| Earnings | 82 (stronger) | 61 |
| Funding & liquidity | 87 (stronger) | 62 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 80th | 68th |
| Total assets | $275.3M | $284.8M |
| Deposits / shares | $244.9M | $250.0M |
| Capital ratio | 10.52% | 12.11% (stronger) |
| Problem loans | 0.03% (stronger) | 0.05% |
| Net charge-offs | 0.02% | -0.00% (stronger) |
| Return on assets | 1.54% (stronger) | 1.02% |
| Loans ÷ deposits | 61.6% (stronger) | 62.9% |
| Uninsured deposits | 25.2% (stronger) | 47.0% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First National Bank of Ballinger has the higher TellerScore (81 vs 77). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Ballinger leads on 5 and Victory Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.