Side-by-side · Q2 2026 data
The First National Bank of Bastrop vs Pecu Credit Union
Metric by metric
| Measure | The First National Bank of Bastrop | Pecu Credit Union |
|---|---|---|
| TellerScore | 77 | 86 (stronger) |
| Capital cushion | 66 | 98 (stronger) |
| Loan quality | 89 (stronger) | 84 |
| Earnings | 78 (stronger) | 57 |
| Funding & liquidity | 62 | 100 (stronger) |
| Problem-loan coverage | 96 | 96 |
| Peer percentile | 83rd | 89th |
| Total assets | $1.2B | $431.4M |
| Deposits / shares | $1.1B | $368.7M |
| Capital ratio | 11.61% | 14.78% (stronger) |
| Problem loans | 0.33% (stronger) | 0.47% |
| Net charge-offs | 0.04% (stronger) | 0.45% |
| Return on assets | 1.46% (stronger) | 0.92% |
| Loans ÷ deposits | 66.8% | 60.6% (stronger) |
| Uninsured deposits | 43.2% | 10.9% (stronger) |
| Offices | 8 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.9% | — |
Pecu Credit Union has the higher TellerScore (86 vs 77). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Bastrop leads on 3 and Pecu Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.