Side-by-side · Q2 2026 data
The First National Bank of Bastrop vs Rockdale Federal Credit Union
Metric by metric
| Measure | The First National Bank of Bastrop | Rockdale Federal Credit Union |
|---|---|---|
| TellerScore | 77 | 85 (stronger) |
| Capital cushion | 66 | 67 (stronger) |
| Loan quality | 89 | 97 (stronger) |
| Earnings | 78 (stronger) | 77 |
| Funding & liquidity | 62 | 100 (stronger) |
| Problem-loan coverage | 96 | 99 (stronger) |
| Peer percentile | 83rd | 87th |
| Total assets | $1.2B | $108.2M |
| Deposits / shares | $1.1B | $96.9M |
| Capital ratio | 11.61% | 11.65% (stronger) |
| Problem loans | 0.33% | 0.08% (stronger) |
| Net charge-offs | 0.04% | 0.01% (stronger) |
| Return on assets | 1.46% (stronger) | 1.42% |
| Loans ÷ deposits | 66.8% | 56.5% (stronger) |
| Uninsured deposits | 43.2% | 4.1% (stronger) |
| Offices | 8 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.9% | — |
Rockdale Federal Credit Union has the higher TellerScore (85 vs 77). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Bastrop leads on 1 and Rockdale Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.