Side-by-side · Q2 2026 data
The First National Bank of Bastrop vs T Bank, National Association
Metric by metric
| Measure | The First National Bank of Bastrop | T Bank, National Association |
|---|---|---|
| TellerScore | 77 (stronger) | 45 |
| Capital cushion | 66 (stronger) | 57 |
| Loan quality | 89 (stronger) | 4 |
| Earnings | 78 (stronger) | 69 |
| Funding & liquidity | 62 (stronger) | 52 |
| Problem-loan coverage | 96 (stronger) | 52 |
| Peer percentile | 83rd | 4th |
| Total assets | $1.2B | $1.1B |
| Deposits / shares | $1.1B | $955.6M |
| Capital ratio | 11.61% (stronger) | 10.67% |
| Problem loans | 0.33% (stronger) | 2.89% |
| Net charge-offs | 0.04% (stronger) | 0.34% |
| Return on assets | 1.46% (stronger) | 1.22% |
| Loans ÷ deposits | 66.8% (stronger) | 95.1% |
| Uninsured deposits | 43.2% | 27.3% (stronger) |
| Offices | 8 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.9% | — |
The First National Bank of Bastrop has the higher TellerScore (77 vs 45). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Bastrop leads on 6 and T Bank, National Association on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.