Side-by-side · Q2 2026 data
The First National Bank of Carmi vs The First National Bank of Allendale
Metric by metric
| Measure | The First National Bank of Carmi | The First National Bank of Allendale |
|---|---|---|
| TellerScore | 75 (stronger) | 69 |
| Capital cushion | 64 (stronger) | 48 |
| Loan quality | 88 | 94 (stronger) |
| Earnings | 68 (stronger) | 64 |
| Funding & liquidity | 68 (stronger) | 54 |
| Problem-loan coverage | 96 | 98 (stronger) |
| Peer percentile | 61st | 40th |
| Total assets | $622.2M | $421.2M |
| Deposits / shares | $545.5M | $369.1M |
| Capital ratio | 11.42% (stronger) | 9.80% |
| Problem loans | 0.35% | 0.17% (stronger) |
| Net charge-offs | -0.15% (stronger) | 0.05% |
| Return on assets | 1.19% (stronger) | 1.11% |
| Loans ÷ deposits | 77.5% | 75.6% (stronger) |
| Uninsured deposits | 28.5% (stronger) | 42.6% |
| Offices | 11 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.1% | — |
The First National Bank of Carmi has the higher TellerScore (75 vs 69). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Carmi leads on 5 and The First National Bank of Allendale on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Mount Carmel, IL