Side-by-side · Q2 2026 data
The First National Bank of Coleraine vs Deer River Cooperative
Metric by metric
| Measure | The First National Bank of Coleraine | Deer River Cooperative |
|---|---|---|
| TellerScore | 65 | 71 (stronger) |
| Capital cushion | 26 | 55 (stronger) |
| Loan quality | 100 (stronger) | 97 |
| Earnings | 46 | 52 (stronger) |
| Funding & liquidity | 88 (stronger) | 68 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 29th | 42nd |
| Total assets | $112.0M | $31.4M |
| Deposits / shares | $105.1M | $28.1M |
| Capital ratio | 7.63% | 10.53% (stronger) |
| Problem loans | 0.00% (stronger) | 0.08% |
| Net charge-offs | 0.03% | 0.00% (stronger) |
| Return on assets | 0.65% | 0.81% (stronger) |
| Loans ÷ deposits | 39.4% (stronger) | 91.8% |
| Uninsured deposits | 26.1% | 2.1% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Deer River Cooperative has the higher TellerScore (71 vs 65). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Coleraine leads on 2 and Deer River Cooperative on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.