Side-by-side · Q2 2026 data
The First National Bank of Granbury vs Eecu Credit Union
Metric by metric
| Measure | The First National Bank of Granbury | Eecu Credit Union |
|---|---|---|
| TellerScore | 78 | 81 (stronger) |
| Capital cushion | 71 | 77 (stronger) |
| Loan quality | 74 | 85 (stronger) |
| Earnings | 73 | 84 (stronger) |
| Funding & liquidity | 96 (stronger) | 67 |
| Problem-loan coverage | 92 | 94 (stronger) |
| Peer percentile | 72nd | 89th |
| Total assets | $946.3M | $4.9B |
| Deposits / shares | $835.3M | $4.2B |
| Capital ratio | 12.13% | 12.70% (stronger) |
| Problem loans | 0.78% | 0.45% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.28% |
| Return on assets | 1.32% | 1.60% (stronger) |
| Loans ÷ deposits | 62.8% (stronger) | 93.1% |
| Uninsured deposits | 16.3% | 14.8% (stronger) |
| Offices | 8 | 22 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.3% | — |
Eecu Credit Union has the higher TellerScore (81 vs 78). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Granbury leads on 2 and Eecu Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.