Side-by-side · Q2 2026 data
The First National Bank of Hooker vs Golden Plains Credit Union
Metric by metric
| Measure | The First National Bank of Hooker | Golden Plains Credit Union |
|---|---|---|
| TellerScore | 65 | 70 (stronger) |
| Capital cushion | 100 (stronger) | 82 |
| Loan quality | 1 | 65 (stronger) |
| Earnings | 74 (stronger) | 55 |
| Funding & liquidity | 80 (stronger) | 67 |
| Problem-loan coverage | 75 | 85 (stronger) |
| Peer percentile | 26th | 58th |
| Total assets | $91.2M | $1.0B |
| Deposits / shares | $76.1M | $863.6M |
| Capital ratio | 16.33% (stronger) | 13.21% |
| Problem loans | 2.96% | 1.06% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.85% |
| Return on assets | 1.36% (stronger) | 0.88% |
| Loans ÷ deposits | 72.3% (stronger) | 92.9% |
| Uninsured deposits | 22.1% | 9.8% (stronger) |
| Offices | 1 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 21.0% |
Golden Plains Credit Union has the higher TellerScore (70 vs 65). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Hooker leads on 4 and Golden Plains Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.