Side-by-side · Q2 2026 data
The First National Bank of Hope vs The Farmers State Bank
Metric by metric
| Measure | The First National Bank of Hope | The Farmers State Bank |
|---|---|---|
| TellerScore | 75 (stronger) | 72 |
| Capital cushion | 88 (stronger) | 86 |
| Loan quality | 56 (stronger) | 42 |
| Earnings | 53 | 73 (stronger) |
| Funding & liquidity | 100 (stronger) | 88 |
| Problem-loan coverage | 86 (stronger) | 81 |
| Peer percentile | 54th | 45th |
| Total assets | $83.4M | $84.7M |
| Deposits / shares | $74.1M | $77.0M |
| Capital ratio | 13.81% (stronger) | 13.64% |
| Problem loans | 1.33% (stronger) | 1.74% |
| Net charge-offs | 0.16% | -0.08% (stronger) |
| Return on assets | 0.82% | 1.32% (stronger) |
| Loans ÷ deposits | 59.8% | 59.6% (stronger) |
| Uninsured deposits | 13.1% (stronger) | 26.0% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.6% |
The First National Bank of Hope has the higher TellerScore (75 vs 72). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Hope leads on 4 and The Farmers State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.