Side-by-side · Q2 2026 data
The First National Bank of Jeanerette vs 3rd District Highway Federal Credit Union
Credit union
3rd District Highway Federal Credit Union
Lafayette, Louisiana · Under $100 million in assets
Metric by metric
| Measure | The First National Bank of Jeanerette | 3rd District Highway Federal Credit Union |
|---|---|---|
| TellerScore | 73 | 79 (stronger) |
| Capital cushion | 50 | 100 (stronger) |
| Loan quality | 92 (stronger) | 68 |
| Earnings | 100 (stronger) | 37 |
| Funding & liquidity | 41 | 100 (stronger) |
| Problem-loan coverage | 91 | 96 (stronger) |
| Peer percentile | 53rd | 62nd |
| Total assets | $646.5M | $11.1M |
| Deposits / shares | $577.8M | $8.8M |
| Capital ratio | 9.96% | 19.26% (stronger) |
| Problem loans | 0.23% (stronger) | 0.97% |
| Net charge-offs | 0.04% | 0.01% (stronger) |
| Return on assets | 2.14% (stronger) | 0.43% |
| Loans ÷ deposits | 93.6% | 55.7% (stronger) |
| Uninsured deposits | 38.2% | 0.0% (stronger) |
| Offices | 9 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
3rd District Highway Federal Credit Union has the higher TellerScore (79 vs 73). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Jeanerette leads on 2 and 3rd District Highway Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.