Side-by-side · Q2 2026 data
The First National Bank of Jeanerette vs Morgan City Federal Credit Union
Credit union
Morgan City Federal Credit Union
Morgan City, Louisiana · Under $100 million in assets
Metric by metric
| Measure | The First National Bank of Jeanerette | Morgan City Federal Credit Union |
|---|---|---|
| TellerScore | 73 | 84 (stronger) |
| Capital cushion | 50 | 100 (stronger) |
| Loan quality | 92 | 100 (stronger) |
| Earnings | 100 (stronger) | 32 |
| Funding & liquidity | 41 | 86 (stronger) |
| Problem-loan coverage | 91 | 100 (stronger) |
| Peer percentile | 53rd | 75th |
| Total assets | $646.5M | $4.8M |
| Deposits / shares | $577.8M | $4.0M |
| Capital ratio | 9.96% | 16.68% (stronger) |
| Problem loans | 0.23% | 0.00% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.47% |
| Return on assets | 2.14% (stronger) | 0.29% |
| Loans ÷ deposits | 93.6% | 74.1% (stronger) |
| Uninsured deposits | 38.2% | 0.0% (stronger) |
| Offices | 9 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Morgan City Federal Credit Union has the higher TellerScore (84 vs 73). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Jeanerette leads on 2 and Morgan City Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.