Headquartered in Morgan City, Louisiana, Morgan City Federal Credit Union is a federal credit union with $4.8M in total assets and $4.0M in member shares and deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1962.
Morgan City Federal Credit Union has a TellerScore of 84 out of 100 (strong) based on Q2 2026 data — higher than 75% of its 2,479 credit unions with under $100 million in assets. Among 136 credit unions headquartered in Louisiana, it ranks 26th. Capital cushion contributes the most (100/100, 16.68%); earnings contributes the least (32/100, 0.29%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (83 → 84).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 86 |
| Q3 2024 | 87 |
| Q4 2024 | 84 |
| Q1 2025 | 85 |
| Q2 2025 | 83 |
| Q3 2025 | 85 |
| Q4 2025 | 84 |
| Q1 2026 | 83 |
| Q2 2026 | 84 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 14.70% |
| Q3 2024 | 14.99% |
| Q4 2024 | 15.42% |
| Q1 2025 | 15.50% |
| Q2 2025 | 15.49% |
| Q3 2025 | 15.64% |
| Q4 2025 | 16.19% |
| Q1 2026 | 16.10% |
| Q2 2026 | 16.68% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.02% |
| Q3 2024 | 0.17% |
| Q4 2024 | 0.26% |
| Q1 2025 | 0.40% |
| Q2 2025 | 0.37% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.60% |
| Q3 2024 | 0.85% |
| Q4 2024 | 0.61% |
| Q1 2025 | 0.84% |
| Q2 2025 | 0.52% |
| Q3 2025 | 0.36% |
| Q4 2025 | 0.30% |
| Q1 2026 | 0.16% |
| Q2 2026 | 0.29% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 84 | $4.8M | 16.68% | 0.00% | 0.29% | 74.1% |
| Q1 2026 | 83 | $4.9M | 16.10% | 0.00% | 0.16% | 72.3% |
| Q4 2025 | 84 | $4.9M | 16.19% | 0.00% | 0.30% | 73.5% |
| Q3 2025 | 85 | $5.1M | 15.64% | 0.00% | 0.36% | 73.3% |
| Q2 2025 | 83 | $5.1M | 15.49% | 0.37% | 0.52% | 76.6% |
| Q1 2025 | 85 | $5.1M | 15.50% | 0.40% | 0.84% | 74.3% |
| Q4 2024 | 84 | $5.1M | 15.42% | 0.26% | 0.61% | 76.9% |
| Q3 2024 | 87 | $5.2M | 14.99% | 0.17% | 0.85% | 76.5% |
| Q2 2024 | 86 | $5.2M | 14.70% | 0.02% | 0.60% | 71.2% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Louisiana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| East Baton Rouge Teachers Federal Credit UnionCredit union Baton Rouge, LA | 29 out of 100, Low | $4.8M | 8.8% | 7.75% | vs |
| P.H.I. Federal Credit UnionCredit union Lafayette, LA | 55 out of 100, Moderate | $4.9M | 7.0% | 0.00% | vs |
| Orleans Parish Sheriff'S Credit UnionCredit union New Orleans, LA | 72 out of 100, Strong | $5.0M | 46.8% | 1.02% | vs |
| Montell Federal Credit UnionCredit union Sulphur, LA | 66 out of 100, Moderate | $4.5M | 24.4% | 2.04% | vs |
| Sabine School Employees Federal Credit UnionCredit union Many, LA | 73 out of 100, Strong | $5.2M | 20.1% | 1.21% | vs |
| Davison Employees Federal Credit UnionCredit union Sulphur, LA | 56 out of 100, Moderate | $4.3M | 23.7% | 2.09% | vs |
Deposit insurance
Is my money safe at Morgan City Federal Credit Union?
Yes. Morgan City Federal Credit Union is a federally insured credit union (NCUA charter #15009). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 16.68%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Morgan City Federal Credit Union lists 2 offices in 1 city. Most locations:
- Morgan City, LA (2)
Identity & history
Profile
- Legal name
- Morgan City Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 15009
- RSSD ID
- 813189
- Primary regulator
- NCUA
- Established
- 1962
- Headquarters
- Po Box 610, Morgan City, LA 70381
- Employees
- 4
Quick answers
Morgan City Federal Credit Union: common questions
Is Morgan City Federal Credit Union NCUA insured?
Yes. Morgan City Federal Credit Union is a federally insured credit union (NCUA charter #15009). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Morgan City Federal Credit Union's TellerScore?
84 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Morgan City Federal Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Morgan City
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| South Louisiana BankBank Houma, LA | 91 out of 100, Very strong | $659.8M | 15.3% | 0.45% | vs |
| Cabot Employees Credit UnionCredit union Franklin, LA | 89 out of 100, Very strong | $1.3M | 27.0% | 0.00% | vs |
| St. Mary Parish School Emp. Federal Credit UnionCredit union Franklin, LA | 85 out of 100, Very strong | $455K | 22.7% | 0.49% | vs |
| United Community BankBank Raceland, LA | 83 out of 100, Strong | $665.5M | 14.5% | 0.73% | vs |
| Riverland Federal Credit UnionCredit union New Orleans, LA | 78 out of 100, Strong | $319.7M | 15.8% | 0.55% | vs |
| The First National Bank of JeaneretteBank Jeanerette, LA | 73 out of 100, Strong | $646.5M | 10.0% | 0.23% | vs |