Side-by-side · Q2 2026 data
The First National Bank of Le Center vs Pine River State Bank
Metric by metric
| Measure | The First National Bank of Le Center | Pine River State Bank |
|---|---|---|
| TellerScore | 58 | 64 (stronger) |
| Capital cushion | 45 (stronger) | 35 |
| Loan quality | 43 | 75 (stronger) |
| Earnings | 83 (stronger) | 57 |
| Funding & liquidity | 67 | 98 (stronger) |
| Problem-loan coverage | 74 | 87 (stronger) |
| Peer percentile | 16th | 26th |
| Total assets | $178.2M | $185.3M |
| Deposits / shares | $139.6M | $169.8M |
| Capital ratio | 9.50% (stronger) | 8.48% |
| Problem loans | 1.72% | 0.74% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 1.57% (stronger) | 0.92% |
| Loans ÷ deposits | 92.9% | 62.2% (stronger) |
| Uninsured deposits | 4.5% (stronger) | 13.3% |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.6% | 19.2% |
Pine River State Bank has the higher TellerScore (64 vs 58). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Le Center leads on 4 and Pine River State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.