Side-by-side · Q2 2026 data
The First National Bank of Le Center vs Vermillion State Bank
Metric by metric
| Measure | The First National Bank of Le Center | Vermillion State Bank |
|---|---|---|
| TellerScore | 58 | 90 (stronger) |
| Capital cushion | 45 | 84 (stronger) |
| Loan quality | 43 | 92 (stronger) |
| Earnings | 83 | 100 (stronger) |
| Funding & liquidity | 67 | 83 (stronger) |
| Problem-loan coverage | 74 | 97 (stronger) |
| Peer percentile | 16th | 95th |
| Total assets | $178.2M | $931.4M |
| Deposits / shares | $139.6M | $806.6M |
| Capital ratio | 9.50% | 13.40% (stronger) |
| Problem loans | 1.72% | 0.24% (stronger) |
| Net charge-offs | -0.01% | -0.12% (stronger) |
| Return on assets | 1.57% | 2.56% (stronger) |
| Loans ÷ deposits | 92.9% | 51.7% (stronger) |
| Uninsured deposits | 4.5% (stronger) | 30.2% |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.6% | 0.0% |
Vermillion State Bank has the higher TellerScore (90 vs 58). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Le Center leads on 1 and Vermillion State Bank on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.