Side-by-side · Q2 2026 data
The First National Bank of Peterstown vs Celco Community Federal Credit Union
Bank
The First National Bank of Peterstown
Peterstown, West Virginia · Under $100 million in assets
Credit union
Celco Community Federal Credit Union
Narrows, Virginia · $100 million – $1 billion
Metric by metric
| Measure | The First National Bank of Peterstown | Celco Community Federal Credit Union |
|---|---|---|
| TellerScore | 77 | 85 (stronger) |
| Capital cushion | 89 | 100 (stronger) |
| Loan quality | 51 | 56 (stronger) |
| Earnings | 69 | 85 (stronger) |
| Funding & liquidity | 100 (stronger) | 95 |
| Problem-loan coverage | 91 | 93 (stronger) |
| Peer percentile | 58th | 87th |
| Total assets | $84.9M | $143.9M |
| Deposits / shares | $73.8M | $113.2M |
| Capital ratio | 13.90% | 20.92% (stronger) |
| Problem loans | 1.47% | 1.33% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.15% |
| Return on assets | 1.22% | 1.62% (stronger) |
| Loans ÷ deposits | 48.8% (stronger) | 65.3% |
| Uninsured deposits | 6.7% | 5.3% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.6% | 12.1% |
Celco Community Federal Credit Union has the higher TellerScore (85 vs 77). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Peterstown leads on 2 and Celco Community Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Narrows, VA