Side-by-side · Q2 2026 data
The First National Bank of Peterstown vs New Peoples Bank, Inc.
Bank
The First National Bank of Peterstown
Peterstown, West Virginia · Under $100 million in assets
Metric by metric
| Measure | The First National Bank of Peterstown | New Peoples Bank, Inc. |
|---|---|---|
| TellerScore | 77 (stronger) | 76 |
| Capital cushion | 89 (stronger) | 62 |
| Loan quality | 51 | 85 (stronger) |
| Earnings | 69 | 79 (stronger) |
| Funding & liquidity | 100 (stronger) | 73 |
| Problem-loan coverage | 91 | 93 (stronger) |
| Peer percentile | 58th | 64th |
| Total assets | $84.9M | $942.5M |
| Deposits / shares | $73.8M | $828.4M |
| Capital ratio | 13.90% (stronger) | 11.17% |
| Problem loans | 1.47% | 0.45% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.06% |
| Return on assets | 1.22% | 1.48% (stronger) |
| Loans ÷ deposits | 48.8% (stronger) | 87.6% |
| Uninsured deposits | 6.7% (stronger) | 12.7% |
| Offices | 2 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.6% | 5.9% |
The First National Bank of Peterstown has the higher TellerScore (77 vs 76). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Peterstown leads on 5 and New Peoples Bank, Inc. on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.