Side-by-side · Q2 2026 data
The First National Bank of Scott City vs Security State Bank
Metric by metric
| Measure | The First National Bank of Scott City | Security State Bank |
|---|---|---|
| TellerScore | 85 (stronger) | 72 |
| Capital cushion | 95 (stronger) | 52 |
| Loan quality | 89 | 91 (stronger) |
| Earnings | 87 (stronger) | 76 |
| Funding & liquidity | 50 | 57 (stronger) |
| Problem-loan coverage | 97 | 97 |
| Peer percentile | 88th | 66th |
| Total assets | $173.8M | $1.0B |
| Deposits / shares | $140.4M | $727.9M |
| Capital ratio | 14.48% (stronger) | 10.23% |
| Problem loans | 0.33% | 0.26% (stronger) |
| Net charge-offs | 0.14% | 0.11% (stronger) |
| Return on assets | 1.67% (stronger) | 1.39% |
| Loans ÷ deposits | 90.3% (stronger) | 103.6% |
| Uninsured deposits | 32.9% | 13.3% (stronger) |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First National Bank of Scott City has the higher TellerScore (85 vs 72). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Scott City leads on 4 and Security State Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Scott City, KS