Side-by-side · Q2 2026 data
The First National Bank of Sycamore vs Hometown Bank
Metric by metric
| Measure | The First National Bank of Sycamore | Hometown Bank |
|---|---|---|
| TellerScore | 75 (stronger) | 54 |
| Capital cushion | 50 (stronger) | 32 |
| Loan quality | 98 (stronger) | 80 |
| Earnings | 69 (stronger) | 27 |
| Funding & liquidity | 79 (stronger) | 67 |
| Problem-loan coverage | 99 (stronger) | 89 |
| Peer percentile | 61st | 10th |
| Total assets | $239.4M | $254.9M |
| Deposits / shares | $207.4M | $216.8M |
| Capital ratio | 9.96% (stronger) | 8.17% |
| Problem loans | 0.06% (stronger) | 0.61% |
| Net charge-offs | 0.00% (stronger) | 0.00% |
| Return on assets | 1.22% (stronger) | 0.19% |
| Loans ÷ deposits | 73.0% (stronger) | 88.3% |
| Uninsured deposits | 22.3% | 19.2% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.0% |
The First National Bank of Sycamore has the higher TellerScore (75 vs 54). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Sycamore leads on 6 and Hometown Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.