Side-by-side · Q2 2026 data
The First National Bank of Sycamore vs Your Legacy Federal Credit Union
Metric by metric
| Measure | The First National Bank of Sycamore | Your Legacy Federal Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 64 |
| Capital cushion | 50 | 52 (stronger) |
| Loan quality | 98 (stronger) | 65 |
| Earnings | 69 (stronger) | 43 |
| Funding & liquidity | 79 | 98 (stronger) |
| Problem-loan coverage | 99 (stronger) | 88 |
| Peer percentile | 61st | 28th |
| Total assets | $239.4M | $79.1M |
| Deposits / shares | $207.4M | $72.4M |
| Capital ratio | 9.96% | 10.21% (stronger) |
| Problem loans | 0.06% (stronger) | 1.06% |
| Net charge-offs | 0.00% (stronger) | 1.89% |
| Return on assets | 1.22% (stronger) | 0.58% |
| Loans ÷ deposits | 73.0% | 62.0% (stronger) |
| Uninsured deposits | 22.3% | 5.0% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First National Bank of Sycamore has the higher TellerScore (75 vs 64). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Sycamore leads on 4 and Your Legacy Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.