Side-by-side · Q2 2026 data
The First State Bank vs Dalhart Federal Savings & Loan Association, SSB
Bank
Dalhart Federal Savings & Loan Association, SSB
Dalhart, Texas · $100 million – $1 billion
Metric by metric
| Measure | The First State Bank | Dalhart Federal Savings & Loan Association, SSB |
|---|---|---|
| TellerScore | 68 | 69 (stronger) |
| Capital cushion | 85 (stronger) | 64 |
| Loan quality | 29 | 95 (stronger) |
| Earnings | 88 (stronger) | 21 |
| Funding & liquidity | 63 | 78 (stronger) |
| Problem-loan coverage | 78 | 98 (stronger) |
| Peer percentile | 37th | 40th |
| Total assets | $121.4M | $126.3M |
| Deposits / shares | $96.4M | $95.5M |
| Capital ratio | 13.46% (stronger) | 11.42% |
| Problem loans | 2.13% | 0.16% (stronger) |
| Net charge-offs | -0.06% (stronger) | -0.01% |
| Return on assets | 1.70% (stronger) | 0.04% |
| Loans ÷ deposits | 90.4% | 82.3% (stronger) |
| Uninsured deposits | 21.0% | 10.3% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Dalhart Federal Savings & Loan Association, SSB has the higher TellerScore (69 vs 68). On the 7 directional measures above (where higher or lower is clearly better), The First State Bank leads on 3 and Dalhart Federal Savings & Loan Association, SSB on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.