Side-by-side · Q2 2026 data
The First State Bank of Red Wing vs Premier Bank Minnesota
Metric by metric
| Measure | The First State Bank of Red Wing | Premier Bank Minnesota |
|---|---|---|
| TellerScore | 52 | 77 (stronger) |
| Capital cushion | 40 | 50 (stronger) |
| Loan quality | 64 | 99 (stronger) |
| Earnings | 19 | 97 (stronger) |
| Funding & liquidity | 85 (stronger) | 55 |
| Problem-loan coverage | 78 | 99 (stronger) |
| Peer percentile | 11th | 68th |
| Total assets | $86.3M | $691.5M |
| Deposits / shares | $83.1M | $620.1M |
| Capital ratio | 8.96% | 10.02% (stronger) |
| Problem loans | 1.07% | 0.04% (stronger) |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | -0.02% | 1.93% (stronger) |
| Loans ÷ deposits | 41.2% (stronger) | 86.9% |
| Uninsured deposits | 28.3% (stronger) | 31.6% |
| Offices | 3 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 14.9% |
Premier Bank Minnesota has the higher TellerScore (77 vs 52). On the 7 directional measures above (where higher or lower is clearly better), The First State Bank of Red Wing leads on 2 and Premier Bank Minnesota on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.