Side-by-side · Q2 2026 data
The First State Bank of Red Wing vs Red Wing Credit Union
Metric by metric
| Measure | The First State Bank of Red Wing | Red Wing Credit Union |
|---|---|---|
| TellerScore | 52 | 83 (stronger) |
| Capital cushion | 40 | 75 (stronger) |
| Loan quality | 64 | 90 (stronger) |
| Earnings | 19 | 68 (stronger) |
| Funding & liquidity | 85 | 100 (stronger) |
| Problem-loan coverage | 78 | 97 (stronger) |
| Peer percentile | 11th | 83rd |
| Total assets | $86.3M | $208.0M |
| Deposits / shares | $83.1M | $184.7M |
| Capital ratio | 8.96% | 12.50% (stronger) |
| Problem loans | 1.07% | 0.30% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.12% |
| Return on assets | -0.02% | 1.20% (stronger) |
| Loans ÷ deposits | 41.2% (stronger) | 60.2% |
| Uninsured deposits | 28.3% | 4.7% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Red Wing Credit Union has the higher TellerScore (83 vs 52). On the 7 directional measures above (where higher or lower is clearly better), The First State Bank of Red Wing leads on 2 and Red Wing Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.