Side-by-side · Q2 2026 data
The First State Bank of Red Wing vs Vermillion State Bank
Metric by metric
| Measure | The First State Bank of Red Wing | Vermillion State Bank |
|---|---|---|
| TellerScore | 52 | 90 (stronger) |
| Capital cushion | 40 | 84 (stronger) |
| Loan quality | 64 | 92 (stronger) |
| Earnings | 19 | 100 (stronger) |
| Funding & liquidity | 85 (stronger) | 83 |
| Problem-loan coverage | 78 | 97 (stronger) |
| Peer percentile | 11th | 95th |
| Total assets | $86.3M | $931.4M |
| Deposits / shares | $83.1M | $806.6M |
| Capital ratio | 8.96% | 13.40% (stronger) |
| Problem loans | 1.07% | 0.24% (stronger) |
| Net charge-offs | 0.00% | -0.12% (stronger) |
| Return on assets | -0.02% | 2.56% (stronger) |
| Loans ÷ deposits | 41.2% (stronger) | 51.7% |
| Uninsured deposits | 28.3% (stronger) | 30.2% |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Vermillion State Bank has the higher TellerScore (90 vs 52). On the 7 directional measures above (where higher or lower is clearly better), The First State Bank of Red Wing leads on 2 and Vermillion State Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.