Side-by-side · Q2 2026 data
The First State Bank of Red Wing vs Westconsin Credit Union
Metric by metric
| Measure | The First State Bank of Red Wing | Westconsin Credit Union |
|---|---|---|
| TellerScore | 52 | 78 (stronger) |
| Capital cushion | 40 | 80 (stronger) |
| Loan quality | 64 | 79 (stronger) |
| Earnings | 19 | 64 (stronger) |
| Funding & liquidity | 85 (stronger) | 81 |
| Problem-loan coverage | 78 | 93 (stronger) |
| Peer percentile | 11th | 84th |
| Total assets | $86.3M | $2.2B |
| Deposits / shares | $83.1M | $1.9B |
| Capital ratio | 8.96% | 12.95% (stronger) |
| Problem loans | 1.07% | 0.64% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.22% |
| Return on assets | -0.02% | 1.10% (stronger) |
| Loans ÷ deposits | 41.2% (stronger) | 79.2% |
| Uninsured deposits | 28.3% | 5.9% (stronger) |
| Offices | 3 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 15.4% |
Westconsin Credit Union has the higher TellerScore (78 vs 52). On the 7 directional measures above (where higher or lower is clearly better), The First State Bank of Red Wing leads on 2 and Westconsin Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.