Side-by-side · Q2 2026 data
The FNB Community Bank vs Taylorville Community Credit Union
Credit union
Taylorville Community Credit Union
Taylorville, Illinois · Under $100 million in assets
Metric by metric
| Measure | The FNB Community Bank | Taylorville Community Credit Union |
|---|---|---|
| TellerScore | 76 | 77 (stronger) |
| Capital cushion | 76 | 76 |
| Loan quality | 74 (stronger) | 71 |
| Earnings | 72 | 80 (stronger) |
| Funding & liquidity | 75 | 76 (stronger) |
| Problem-loan coverage | 91 (stronger) | 89 |
| Peer percentile | 64th | 57th |
| Total assets | $498.9M | $90.8M |
| Deposits / shares | $423.1M | $79.2M |
| Capital ratio | 12.57% (stronger) | 12.56% |
| Problem loans | 0.78% (stronger) | 0.87% |
| Net charge-offs | 0.02% (stronger) | 0.29% |
| Return on assets | 1.29% | 1.50% (stronger) |
| Loans ÷ deposits | 72.3% (stronger) | 83.9% |
| Uninsured deposits | 26.1% | 1.9% (stronger) |
| Offices | 7 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.7% | — |
Taylorville Community Credit Union has the higher TellerScore (77 vs 76). On the 7 directional measures above (where higher or lower is clearly better), The FNB Community Bank leads on 4 and Taylorville Community Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.