Side-by-side · Q2 2026 data
The Focus Federal Credit Union vs First Family Federal Credit Union
Credit union
The Focus Federal Credit Union
Oklahoma City, Oklahoma · $100 million – $1 billion
Credit union
First Family Federal Credit Union
Henryetta, Oklahoma · $100 million – $1 billion
Metric by metric
| Measure | The Focus Federal Credit Union | First Family Federal Credit Union |
|---|---|---|
| TellerScore | 57 | 68 (stronger) |
| Capital cushion | 40 | 66 (stronger) |
| Loan quality | 85 (stronger) | 79 |
| Earnings | 21 | 41 (stronger) |
| Funding & liquidity | 71 | 76 (stronger) |
| Problem-loan coverage | 91 (stronger) | 89 |
| Peer percentile | 14th | 45th |
| Total assets | $163.2M | $154.4M |
| Deposits / shares | $147.9M | $135.5M |
| Capital ratio | 8.99% | 11.63% (stronger) |
| Problem loans | 0.45% (stronger) | 0.62% |
| Net charge-offs | 0.48% (stronger) | 0.54% |
| Return on assets | 0.03% | 0.52% (stronger) |
| Loans ÷ deposits | 88.9% | 83.9% (stronger) |
| Uninsured deposits | 8.2% | 1.2% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 44.9% | — |
First Family Federal Credit Union has the higher TellerScore (68 vs 57). On the 7 directional measures above (where higher or lower is clearly better), The Focus Federal Credit Union leads on 2 and First Family Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.