Side-by-side · Q2 2026 data
The Garrett State Bank vs Grant County State Bank
Metric by metric
| Measure | The Garrett State Bank | Grant County State Bank |
|---|---|---|
| TellerScore | 69 (stronger) | 61 |
| Capital cushion | 55 | 67 (stronger) |
| Loan quality | 72 (stronger) | 22 |
| Earnings | 97 | 100 (stronger) |
| Funding & liquidity | 43 | 57 (stronger) |
| Problem-loan coverage | 88 (stronger) | 70 |
| Peer percentile | 40th | 20th |
| Total assets | $399.7M | $395.7M |
| Deposits / shares | $339.4M | $308.2M |
| Capital ratio | 10.47% | 11.73% (stronger) |
| Problem loans | 0.85% (stronger) | 2.35% |
| Net charge-offs | 0.02% | 0.02% (stronger) |
| Return on assets | 1.93% | 3.03% (stronger) |
| Loans ÷ deposits | 85.2% (stronger) | 103.6% |
| Uninsured deposits | 44.3% | 10.9% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.5% | — |
The Garrett State Bank has the higher TellerScore (69 vs 61). On the 7 directional measures above (where higher or lower is clearly better), The Garrett State Bank leads on 3 and Grant County State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.