Side-by-side · Q2 2026 data
The Genoa Banking Company vs Materion Federal Credit Union
Metric by metric
| Measure | The Genoa Banking Company | Materion Federal Credit Union |
|---|---|---|
| TellerScore | 62 | 87 (stronger) |
| Capital cushion | 26 | 97 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 54 (stronger) | 41 |
| Funding & liquidity | 54 | 95 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 22nd | 83rd |
| Total assets | $747.8M | $38.9M |
| Deposits / shares | $664.7M | $32.8M |
| Capital ratio | 7.58% | 14.66% (stronger) |
| Problem loans | 0.01% | 0.00% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.47% |
| Return on assets | 0.85% (stronger) | 0.52% |
| Loans ÷ deposits | 84.9% | 65.5% (stronger) |
| Uninsured deposits | 34.1% | 3.7% (stronger) |
| Offices | 9 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Materion Federal Credit Union has the higher TellerScore (87 vs 62). On the 7 directional measures above (where higher or lower is clearly better), The Genoa Banking Company leads on 2 and Materion Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.