Side-by-side · Q2 2026 data
The Genoa Banking Company vs The Community Bank
Metric by metric
| Measure | The Genoa Banking Company | The Community Bank |
|---|---|---|
| TellerScore | 62 | 74 (stronger) |
| Capital cushion | 26 | 56 (stronger) |
| Loan quality | 100 (stronger) | 92 |
| Earnings | 54 | 66 (stronger) |
| Funding & liquidity | 54 | 76 (stronger) |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 22nd | 57th |
| Total assets | $747.8M | $680.1M |
| Deposits / shares | $664.7M | $599.5M |
| Capital ratio | 7.58% | 10.58% (stronger) |
| Problem loans | 0.01% (stronger) | 0.23% |
| Net charge-offs | 0.04% (stronger) | 0.08% |
| Return on assets | 0.85% | 1.16% (stronger) |
| Loans ÷ deposits | 84.9% | 79.3% (stronger) |
| Uninsured deposits | 34.1% | 19.6% (stronger) |
| Offices | 9 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.9% |
The Community Bank has the higher TellerScore (74 vs 62). On the 7 directional measures above (where higher or lower is clearly better), The Genoa Banking Company leads on 2 and The Community Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.