Side-by-side · Q2 2026 data
The Goose River Bank vs Peoples State Bank of Velva
Metric by metric
| Measure | The Goose River Bank | Peoples State Bank of Velva |
|---|---|---|
| TellerScore | 62 | 73 (stronger) |
| Capital cushion | 65 (stronger) | 43 |
| Loan quality | 43 | 97 (stronger) |
| Earnings | 68 | 83 (stronger) |
| Funding & liquidity | 70 (stronger) | 65 |
| Problem-loan coverage | 79 | 98 (stronger) |
| Peer percentile | 22nd | 53rd |
| Total assets | $173.4M | $210.0M |
| Deposits / shares | $147.3M | $184.4M |
| Capital ratio | 11.48% (stronger) | 9.31% |
| Problem loans | 1.71% | 0.10% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 1.20% | 1.58% (stronger) |
| Loans ÷ deposits | 87.7% | 81.8% (stronger) |
| Uninsured deposits | 17.1% (stronger) | 27.2% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Peoples State Bank of Velva has the higher TellerScore (73 vs 62). On the 7 directional measures above (where higher or lower is clearly better), The Goose River Bank leads on 3 and Peoples State Bank of Velva on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.