Side-by-side · Q2 2026 data
The Granville National Bank vs American Metro Bank
Metric by metric
| Measure | The Granville National Bank | American Metro Bank |
|---|---|---|
| TellerScore | 61 | 76 (stronger) |
| Capital cushion | 61 | 81 (stronger) |
| Loan quality | 26 | 100 (stronger) |
| Earnings | 67 (stronger) | 63 |
| Funding & liquidity | 100 (stronger) | 30 |
| Problem-loan coverage | 82 | 100 (stronger) |
| Peer percentile | 20th | 64th |
| Total assets | $118.4M | $119.1M |
| Deposits / shares | $105.1M | $88.0M |
| Capital ratio | 11.10% | 13.10% (stronger) |
| Problem loans | 2.21% | 0.00% (stronger) |
| Net charge-offs | 0.01% | -0.03% (stronger) |
| Return on assets | 1.17% (stronger) | 1.07% |
| Loans ÷ deposits | 50.8% (stronger) | 108.3% |
| Uninsured deposits | 12.7% (stronger) | 34.6% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
American Metro Bank has the higher TellerScore (76 vs 61). On the 7 directional measures above (where higher or lower is clearly better), The Granville National Bank leads on 3 and American Metro Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.