Side-by-side · Q2 2026 data
The Hamler State Bank vs Adelphi Bank
Metric by metric
| Measure | The Hamler State Bank | Adelphi Bank |
|---|---|---|
| TellerScore | 76 | 80 (stronger) |
| Capital cushion | 93 | 100 (stronger) |
| Loan quality | 54 | 100 (stronger) |
| Earnings | 71 (stronger) | 25 |
| Funding & liquidity | 80 (stronger) | 64 |
| Problem-loan coverage | 87 | 100 (stronger) |
| Peer percentile | 64th | 77th |
| Total assets | $125.3M | $124.5M |
| Deposits / shares | $107.4M | $104.2M |
| Capital ratio | 14.34% | 15.82% (stronger) |
| Problem loans | 1.38% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.27% (stronger) | 0.13% |
| Loans ÷ deposits | 80.1% (stronger) | 93.2% |
| Uninsured deposits | 10.3% (stronger) | 18.3% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Adelphi Bank has the higher TellerScore (80 vs 76). On the 6 directional measures above (where higher or lower is clearly better), The Hamler State Bank leads on 3 and Adelphi Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.