Side-by-side · Q2 2026 data
The Hamler State Bank vs Woodsfield Savings Bank
Metric by metric
| Measure | The Hamler State Bank | Woodsfield Savings Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 61 |
| Capital cushion | 93 (stronger) | 36 |
| Loan quality | 54 | 69 (stronger) |
| Earnings | 71 (stronger) | 64 |
| Funding & liquidity | 80 | 82 (stronger) |
| Problem-loan coverage | 87 (stronger) | 83 |
| Peer percentile | 64th | 20th |
| Total assets | $125.3M | $123.3M |
| Deposits / shares | $107.4M | $112.7M |
| Capital ratio | 14.34% (stronger) | 8.61% |
| Problem loans | 1.38% | 0.92% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.06% |
| Return on assets | 1.27% (stronger) | 1.10% |
| Loans ÷ deposits | 80.1% | 78.5% (stronger) |
| Uninsured deposits | 10.3% (stronger) | 10.4% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Hamler State Bank has the higher TellerScore (76 vs 61). On the 7 directional measures above (where higher or lower is clearly better), The Hamler State Bank leads on 5 and Woodsfield Savings Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.