Side-by-side · Q2 2026 data
The Hocking Valley Bank vs Atomic Credit Union
Metric by metric
| Measure | The Hocking Valley Bank | Atomic Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 64 |
| Capital cushion | 64 (stronger) | 36 |
| Loan quality | 82 | 92 (stronger) |
| Earnings | 75 (stronger) | 54 |
| Funding & liquidity | 85 (stronger) | 68 |
| Problem-loan coverage | 93 | 95 (stronger) |
| Peer percentile | 68th | 31st |
| Total assets | $354.0M | $855.4M |
| Deposits / shares | $312.0M | $776.0M |
| Capital ratio | 11.44% (stronger) | 8.57% |
| Problem loans | 0.54% | 0.24% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.41% |
| Return on assets | 1.37% (stronger) | 0.85% |
| Loans ÷ deposits | 65.6% (stronger) | 92.1% |
| Uninsured deposits | 23.3% | 9.7% (stronger) |
| Offices | 5 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 42.9% |
The Hocking Valley Bank has the higher TellerScore (77 vs 64). On the 7 directional measures above (where higher or lower is clearly better), The Hocking Valley Bank leads on 5 and Atomic Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.