Side-by-side · Q2 2026 data
The Hocking Valley Bank vs Kyger Creek Credit Union
Metric by metric
| Measure | The Hocking Valley Bank | Kyger Creek Credit Union |
|---|---|---|
| TellerScore | 77 | 84 (stronger) |
| Capital cushion | 64 | 100 (stronger) |
| Loan quality | 82 (stronger) | 80 |
| Earnings | 75 (stronger) | 48 |
| Funding & liquidity | 85 | 97 (stronger) |
| Problem-loan coverage | 93 | 97 (stronger) |
| Peer percentile | 68th | 75th |
| Total assets | $354.0M | $20.9M |
| Deposits / shares | $312.0M | $16.9M |
| Capital ratio | 11.44% | 18.92% (stronger) |
| Problem loans | 0.54% (stronger) | 0.60% |
| Net charge-offs | 0.00% (stronger) | 0.07% |
| Return on assets | 1.37% (stronger) | 0.70% |
| Loans ÷ deposits | 65.6% | 62.8% (stronger) |
| Uninsured deposits | 23.3% | 0.0% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Kyger Creek Credit Union has the higher TellerScore (84 vs 77). On the 7 directional measures above (where higher or lower is clearly better), The Hocking Valley Bank leads on 3 and Kyger Creek Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.