Side-by-side · Q2 2026 data
The Hometown Savings Bank vs Home Bank SB
Metric by metric
| Measure | The Hometown Savings Bank | Home Bank SB |
|---|---|---|
| TellerScore | 55 | 71 (stronger) |
| Capital cushion | 33 | 75 (stronger) |
| Loan quality | 80 (stronger) | 71 |
| Earnings | 29 | 46 (stronger) |
| Funding & liquidity | 67 | 81 (stronger) |
| Problem-loan coverage | 89 | 90 (stronger) |
| Peer percentile | 11th | 47th |
| Total assets | $455.7M | $433.1M |
| Deposits / shares | $406.3M | $370.9M |
| Capital ratio | 8.29% | 12.46% (stronger) |
| Problem loans | 0.59% (stronger) | 0.86% |
| Net charge-offs | 0.02% (stronger) | 0.03% |
| Return on assets | 0.22% | 0.65% (stronger) |
| Loans ÷ deposits | 71.6% | 69.6% (stronger) |
| Uninsured deposits | 34.6% | 24.0% (stronger) |
| Offices | 8 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.6% | — |
Home Bank SB has the higher TellerScore (71 vs 55). On the 7 directional measures above (where higher or lower is clearly better), The Hometown Savings Bank leads on 2 and Home Bank SB on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.