Side-by-side · Q2 2026 data
The Hometown Savings Bank vs Security Federal Savings Bank
Metric by metric
| Measure | The Hometown Savings Bank | Security Federal Savings Bank |
|---|---|---|
| TellerScore | 55 | 68 (stronger) |
| Capital cushion | 33 | 60 (stronger) |
| Loan quality | 80 | 90 (stronger) |
| Earnings | 29 | 49 (stronger) |
| Funding & liquidity | 67 (stronger) | 53 |
| Problem-loan coverage | 89 | 95 (stronger) |
| Peer percentile | 11th | 37th |
| Total assets | $455.7M | $464.4M |
| Deposits / shares | $406.3M | $400.4M |
| Capital ratio | 8.29% | 10.96% (stronger) |
| Problem loans | 0.59% | 0.31% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.03% |
| Return on assets | 0.22% | 0.73% (stronger) |
| Loans ÷ deposits | 71.6% (stronger) | 96.5% |
| Uninsured deposits | 34.6% | 25.1% (stronger) |
| Offices | 8 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.6% | 7.5% |
Security Federal Savings Bank has the higher TellerScore (68 vs 55). On the 7 directional measures above (where higher or lower is clearly better), The Hometown Savings Bank leads on 2 and Security Federal Savings Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.