Side-by-side · Q2 2026 data
The Honesdale National Bank vs Citymark Federal Credit Union
Credit union
Citymark Federal Credit Union
Plains, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | The Honesdale National Bank | Citymark Federal Credit Union |
|---|---|---|
| TellerScore | 84 | 86 (stronger) |
| Capital cushion | 87 | 100 (stronger) |
| Loan quality | 92 (stronger) | 71 |
| Earnings | 80 | 83 (stronger) |
| Funding & liquidity | 58 | 86 (stronger) |
| Problem-loan coverage | 97 (stronger) | 90 |
| Peer percentile | 95th | 89th |
| Total assets | $1.2B | $152.2M |
| Deposits / shares | $993.3M | $127.5M |
| Capital ratio | 13.74% | 16.23% (stronger) |
| Problem loans | 0.24% (stronger) | 0.88% |
| Net charge-offs | 0.08% (stronger) | 0.57% |
| Return on assets | 1.50% | 1.57% (stronger) |
| Loans ÷ deposits | 91.3% | 74.7% (stronger) |
| Uninsured deposits | 24.4% | 12.0% (stronger) |
| Offices | 15 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.4% | 14.0% |
Citymark Federal Credit Union has the higher TellerScore (86 vs 84). On the 7 directional measures above (where higher or lower is clearly better), The Honesdale National Bank leads on 2 and Citymark Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.