Side-by-side · Q2 2026 data
The Honesdale National Bank vs Ghs Federal Credit Union
Metric by metric
| Measure | The Honesdale National Bank | Ghs Federal Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 46 |
| Capital cushion | 87 (stronger) | 47 |
| Loan quality | 92 (stronger) | 0 |
| Earnings | 80 | 85 (stronger) |
| Funding & liquidity | 58 | 83 (stronger) |
| Problem-loan coverage | 97 (stronger) | 28 |
| Peer percentile | 95th | 3rd |
| Total assets | $1.2B | $252.7M |
| Deposits / shares | $993.3M | $217.1M |
| Capital ratio | 13.74% (stronger) | 9.68% |
| Problem loans | 0.24% (stronger) | 4.90% |
| Net charge-offs | 0.08% (stronger) | 1.11% |
| Return on assets | 1.50% | 1.62% (stronger) |
| Loans ÷ deposits | 91.3% | 77.3% (stronger) |
| Uninsured deposits | 24.4% | 5.3% (stronger) |
| Offices | 15 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.4% | 21.2% |
The Honesdale National Bank has the higher TellerScore (84 vs 46). On the 7 directional measures above (where higher or lower is clearly better), The Honesdale National Bank leads on 4 and Ghs Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.