Side-by-side · Q2 2026 data
The Honesdale National Bank vs The Fidelity Deposit and Discount Bank
Metric by metric
| Measure | The Honesdale National Bank | The Fidelity Deposit and Discount Bank |
|---|---|---|
| TellerScore | 84 (stronger) | 68 |
| Capital cushion | 87 (stronger) | 45 |
| Loan quality | 92 | 97 (stronger) |
| Earnings | 80 (stronger) | 65 |
| Funding & liquidity | 58 (stronger) | 49 |
| Problem-loan coverage | 97 | 99 (stronger) |
| Peer percentile | 95th | 49th |
| Total assets | $1.2B | $3.0B |
| Deposits / shares | $993.3M | $2.6B |
| Capital ratio | 13.74% (stronger) | 9.50% |
| Problem loans | 0.24% | 0.08% (stronger) |
| Net charge-offs | 0.08% | 0.01% (stronger) |
| Return on assets | 1.50% (stronger) | 1.13% |
| Loans ÷ deposits | 91.3% | 80.8% (stronger) |
| Uninsured deposits | 24.4% (stronger) | 42.6% |
| Offices | 15 | 21 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.4% | 10.0% |
The Honesdale National Bank has the higher TellerScore (84 vs 68). On the 7 directional measures above (where higher or lower is clearly better), The Honesdale National Bank leads on 4 and The Fidelity Deposit and Discount Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.