Side-by-side · Q2 2026 data
The Huntington National Bank vs State Savings Bank
Metric by metric
| Measure | The Huntington National Bank | State Savings Bank |
|---|---|---|
| TellerScore | 59 | 61 (stronger) |
| Capital cushion | 43 (stronger) | 38 |
| Loan quality | 65 | 93 (stronger) |
| Earnings | 63 (stronger) | 34 |
| Funding & liquidity | 58 | 67 (stronger) |
| Problem-loan coverage | 89 | 97 (stronger) |
| Peer percentile | 31st | 20th |
| Total assets | $283.1B | $431.2M |
| Deposits / shares | $227.1B | $391.6M |
| Capital ratio | 9.30% (stronger) | 8.79% |
| Problem loans | 1.06% | 0.20% (stronger) |
| Net charge-offs | 0.26% | -0.01% (stronger) |
| Return on assets | 1.09% (stronger) | 0.35% |
| Loans ÷ deposits | 82.7% | 82.6% (stronger) |
| Uninsured deposits | 32.5% | 24.9% (stronger) |
| Offices | 1,375 | 8 |
| CFPB complaints (3 yrs) | 4,027 | — |
| Complaints per $1B deposits | 17.7 | — |
| Mortgage denial rate (HMDA) | 31.6% | 7.8% |
State Savings Bank has the higher TellerScore (61 vs 59). On the 7 directional measures above (where higher or lower is clearly better), The Huntington National Bank leads on 2 and State Savings Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Traverse City, MI
- Gaylord, MI
- Empire, MI
- Suttons Bay, MI