Headquartered in Columbus, Ohio, The Huntington National Bank is a national bank with $283.1B in total assets and $227.1B in deposits as of Q2 2026. It operates 1,591 offices across 21 states. Its charter dates back to 1866.
The Huntington National Bank has a TellerScore of 59 out of 100 (moderate) based on Q2 2026 data — higher than only 31% of its 32 banks with over $100 billion. Among 157 banks headquartered in Ohio, it ranks 136th. Problem-loan coverage contributes the most (89/100, 5.5%); capital cushion contributes the least (43/100, 9.30%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 2 points (61 → 59), mostly because the loan quality component weakened by 8 points.
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| Quarter | TellerScore |
|---|---|
| Q2 2024 | 59 |
| Q3 2024 | 59 |
| Q4 2024 | 62 |
| Q1 2025 | 63 |
| Q2 2025 | 61 |
| Q3 2025 | 63 |
| Q4 2025 | 64 |
| Q1 2026 | 63 |
| Q2 2026 | 59 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 8.09% |
| Q3 2024 | 8.00% |
| Q4 2024 | 8.94% |
| Q1 2025 | 8.99% |
| Q2 2025 | 8.85% |
| Q3 2025 | 9.12% |
| Q4 2025 | 9.63% |
| Q1 2026 | 10.24% |
| Q2 2026 | 9.30% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.72% |
| Q3 2024 | 0.76% |
| Q4 2024 | 0.78% |
| Q1 2025 | 0.75% |
| Q2 2025 | 0.80% |
| Q3 2025 | 0.75% |
| Q4 2025 | 0.81% |
| Q1 2026 | 0.93% |
| Q2 2026 | 1.06% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.05% |
| Q3 2024 | 1.07% |
| Q4 2024 | 1.08% |
| Q1 2025 | 1.17% |
| Q2 2025 | 1.16% |
| Q3 2025 | 1.22% |
| Q4 2025 | 1.20% |
| Q1 2026 | 0.99% |
| Q2 2026 | 1.09% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 59 | $283.1B | 9.30% | 1.06% | 1.09% | 82.7% |
| Q1 2026 | 63 | $284.1B | 10.24% | 0.93% | 0.99% | 82.0% |
| Q4 2025 | 64 | $224.0B | 9.63% | 0.81% | 1.20% | 82.2% |
| Q3 2025 | 63 | $209.5B | 9.12% | 0.75% | 1.22% | 80.3% |
| Q2 2025 | 61 | $206.6B | 8.85% | 0.80% | 1.16% | 79.7% |
| Q1 2025 | 63 | $208.2B | 8.99% | 0.75% | 1.17% | 77.1% |
| Q4 2024 | 62 | $203.4B | 8.94% | 0.78% | 1.08% | 76.9% |
| Q3 2024 | 59 | $199.2B | 8.00% | 0.76% | 1.07% | 76.6% |
| Q2 2024 | 59 | $195.9B | 8.09% | 0.72% | 1.05% | 77.1% |
32 peers · Over $100 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Ohio
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Fifth Third Bank, National AssociationBank Cincinnati, OH | 62 out of 100, Moderate | $299.2B | 10.0% | 0.84% | vs |
| KeyBank National AssociationBank Cleveland, OH | 63 out of 100, Moderate | $188.6B | 9.9% | 0.86% | vs |
| U.S. Bank National AssociationBank Cincinnati, OH | 55 out of 100, Moderate | $705.6B | 9.5% | 1.45% | vs |
| JPMorgan Chase Bank, National AssociationBank Columbus, OH | 61 out of 100, Moderate | $4.1T | 7.5% | 0.78% | vs |
Deposit insurance
Is my money safe at The Huntington National Bank?
Yes. The Huntington National Bank is an FDIC-insured institution (FDIC certificate #6560). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 32.5% of deposits ($73.7B) are above the $250,000 FDIC insurance limit, below the peer median of 43%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.30%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.84% (benchmark: 10%).
1,591 locations
Branches
The Huntington National Bank lists 874 offices in 400 cities across 21 states. Most locations:
- Chicago, IL (29)
- Columbus, OH (24)
- Houston, TX (20)
- Cincinnati, OH (15)
- Indianapolis, IN (14)
- Cleveland, OH (11)
- Dallas, TX (11)
- Toledo, OH (11)
- Grand Rapids, MI (10)
- Minneapolis, MN (10)
- Pittsburgh, PA (10)
- Akron, OH (9)
CFPB complaint database
Consumer complaints
Over the last three years, the CFPB forwarded 4,027 consumer complaints about HUNTINGTON NATIONAL BANK, THE to the company (2,005 in the last 12 months). 100.0% received a timely response. That is 17.7 complaints per $1 billion of deposits, versus a median of 8.5 among institutions with complaint data.
Complaint counts reflect volume, not validity: the CFPB does not verify complaints, and large institutions receive more because they serve more customers. Complaints are filed under the parent company name, which may cover affiliates.
HMDA 2025
Mortgage lending
In 2025, The Huntington National Bank reported 89,773 home-loan applications under HMDA (LEI 2WHM8VNJH63UN14OL754): 51,203 originated ($11,618,805,000 total), 24,596 denied, and 11,868 withdrawn or closed by the applicant. Its denial rate on decided applications was 31.6%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- The Huntington National Bank
- Former names
- The Huntington National Bank of Columbus
- Type
- National bank
- FDIC certificate #
- 6560
- RSSD ID
- 12311
- Primary regulator
- OCC
- Holding company
- Huntington Bancshares Inc
- Established
- January 6, 1866
- Headquarters
- 17 S High St, Columbus, OH 43215
- Website
- www.huntington.com
- Employees
- 25,478
Quick answers
The Huntington National Bank: common questions
Is The Huntington National Bank FDIC insured?
Yes. The Huntington National Bank is an FDIC-insured institution (FDIC certificate #6560). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The Huntington National Bank's TellerScore?
59 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The Huntington National Bank ever failed?
There is no failure record for FDIC certificate #6560 in the FDIC failed bank list.
How many branches does The Huntington National Bank have?
1,591 offices as of the latest FDIC data, in 21 states.
Nearby
Highest-scoring banks and credit unions with branches near Columbus
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Nationwide Trust Company, FSBBank Columbus, OH | 94 out of 100, Very strong | $153.6M | 36.9% | 0.00% | vs |
| Abbott Laboratories Credit UnionCredit union Gurnee, IL | 89 out of 100, Very strong | $1.1B | 14.5% | 0.11% | vs |
| State Highway Patrol Federal Credit UnionCredit union Columbus, OH | 88 out of 100, Very strong | $92.2M | 13.5% | 0.06% | vs |
| Firestone Federal Credit UnionCredit union Akron, OH | 82 out of 100, Strong | $198.1M | 18.1% | 1.15% | vs |
| Adelphi BankBank Columbus, OH | 80 out of 100, Strong | $124.5M | 15.8% | 0.00% | vs |
| Erebor Bank, N.A.Bank Columbus, OH | 78 out of 100, Strong | $4.7B | 38.8% | 0.00% | vs |