Side-by-side · Q2 2026 data
The International Bank of Amherst vs Central Wisconsin Credit Union
Metric by metric
| Measure | The International Bank of Amherst | Central Wisconsin Credit Union |
|---|---|---|
| TellerScore | 98 (stronger) | 80 |
| Capital cushion | 94 (stronger) | 58 |
| Loan quality | 100 (stronger) | 76 |
| Earnings | 100 | 100 |
| Funding & liquidity | 100 (stronger) | 97 |
| Problem-loan coverage | 100 (stronger) | 92 |
| Peer percentile | 100th | 65th |
| Total assets | $103.6M | $56.3M |
| Deposits / shares | $88.9M | $49.8M |
| Capital ratio | 14.42% (stronger) | 10.81% |
| Problem loans | 0.00% (stronger) | 0.73% |
| Net charge-offs | 0.00% | -0.09% (stronger) |
| Return on assets | 2.14% (stronger) | 2.11% |
| Loans ÷ deposits | 59.7% (stronger) | 63.1% |
| Uninsured deposits | 12.4% | 10.9% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The International Bank of Amherst has the higher TellerScore (98 vs 80). On the 7 directional measures above (where higher or lower is clearly better), The International Bank of Amherst leads on 5 and Central Wisconsin Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.