Side-by-side · Q2 2026 data
The International Bank of Amherst vs Premier Community Bank
Metric by metric
| Measure | The International Bank of Amherst | Premier Community Bank |
|---|---|---|
| TellerScore | 98 (stronger) | 57 |
| Capital cushion | 94 (stronger) | 35 |
| Loan quality | 100 (stronger) | 72 |
| Earnings | 100 (stronger) | 43 |
| Funding & liquidity | 100 (stronger) | 74 |
| Problem-loan coverage | 100 (stronger) | 85 |
| Peer percentile | 100th | 14th |
| Total assets | $103.6M | $552.1M |
| Deposits / shares | $88.9M | $486.6M |
| Capital ratio | 14.42% (stronger) | 8.54% |
| Problem loans | 0.00% (stronger) | 0.85% |
| Net charge-offs | 0.00% (stronger) | 0.00% |
| Return on assets | 2.14% (stronger) | 0.57% |
| Loans ÷ deposits | 59.7% (stronger) | 80.2% |
| Uninsured deposits | 12.4% (stronger) | 20.6% |
| Offices | 1 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.3% |
The International Bank of Amherst has the higher TellerScore (98 vs 57). On the 7 directional measures above (where higher or lower is clearly better), The International Bank of Amherst leads on 7 and Premier Community Bank on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.