Side-by-side · Q2 2026 data
The Iuka State Bank vs Genfed Financial Credit Union
Metric by metric
| Measure | The Iuka State Bank | Genfed Financial Credit Union |
|---|---|---|
| TellerScore | 30 | 79 (stronger) |
| Capital cushion | 53 | 100 (stronger) |
| Loan quality | 0 | 54 (stronger) |
| Earnings | 23 | 67 (stronger) |
| Funding & liquidity | 66 | 88 (stronger) |
| Problem-loan coverage | 0 | 90 (stronger) |
| Peer percentile | 1st | 76th |
| Total assets | $133.0M | $335.9M |
| Deposits / shares | $112.6M | $280.4M |
| Capital ratio | 10.25% | 16.78% (stronger) |
| Problem loans | 7.98% | 1.38% (stronger) |
| Net charge-offs | 1.76% | 0.36% (stronger) |
| Return on assets | 0.08% | 1.16% (stronger) |
| Loans ÷ deposits | 94.1% | 72.7% (stronger) |
| Uninsured deposits | 12.4% | 0.0% (stronger) |
| Offices | 2 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Genfed Financial Credit Union has the higher TellerScore (79 vs 30). On the 7 directional measures above (where higher or lower is clearly better), The Iuka State Bank leads on 0 and Genfed Financial Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.