Side-by-side · Q2 2026 data
The Jefferson Bank vs Delta Federal Credit Union
Credit union
Delta Federal Credit Union
Greenville, Mississippi · Under $100 million in assets
Metric by metric
| Measure | The Jefferson Bank | Delta Federal Credit Union |
|---|---|---|
| TellerScore | 90 | 98 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 87 | 91 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 59 | 100 (stronger) |
| Problem-loan coverage | 97 | 99 (stronger) |
| Peer percentile | 95th | 98th |
| Total assets | $210.8M | $8.9M |
| Deposits / shares | $174.8M | $6.3M |
| Capital ratio | 16.65% | 29.19% (stronger) |
| Problem loans | 0.38% | 0.27% (stronger) |
| Net charge-offs | -0.08% (stronger) | 1.25% |
| Return on assets | 2.22% | 2.76% (stronger) |
| Loans ÷ deposits | 89.7% | 49.9% (stronger) |
| Uninsured deposits | 25.5% | 0.0% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Delta Federal Credit Union has the higher TellerScore (98 vs 90). On the 7 directional measures above (where higher or lower is clearly better), The Jefferson Bank leads on 1 and Delta Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.