Side-by-side · Q2 2026 data
The Juniata Valley Bank vs Harleysville Bank
Metric by metric
| Measure | The Juniata Valley Bank | Harleysville Bank |
|---|---|---|
| TellerScore | 70 | 74 (stronger) |
| Capital cushion | 36 | 49 (stronger) |
| Loan quality | 98 (stronger) | 95 |
| Earnings | 66 | 80 (stronger) |
| Funding & liquidity | 76 (stronger) | 62 |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 43rd | 57th |
| Total assets | $917.9M | $963.6M |
| Deposits / shares | $805.8M | $719.2M |
| Capital ratio | 8.56% | 9.93% (stronger) |
| Problem loans | 0.05% (stronger) | 0.14% |
| Net charge-offs | 0.00% (stronger) | 0.02% |
| Return on assets | 1.16% | 1.50% (stronger) |
| Loans ÷ deposits | 78.0% (stronger) | 98.4% |
| Uninsured deposits | 20.4% | 10.7% (stronger) |
| Offices | 15 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.5% | 9.6% |
Harleysville Bank has the higher TellerScore (74 vs 70). On the 7 directional measures above (where higher or lower is clearly better), The Juniata Valley Bank leads on 3 and Harleysville Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.