Side-by-side · Q2 2026 data
The Lyndon State Bank vs The Wilson State Bank
Metric by metric
| Measure | The Lyndon State Bank | The Wilson State Bank |
|---|---|---|
| TellerScore | 71 | 74 (stronger) |
| Capital cushion | 45 | 45 |
| Loan quality | 91 | 100 (stronger) |
| Earnings | 91 (stronger) | 69 |
| Funding & liquidity | 50 | 79 (stronger) |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 47th | 57th |
| Total assets | $115.1M | $123.1M |
| Deposits / shares | $85.1M | $108.2M |
| Capital ratio | 9.51% (stronger) | 9.48% |
| Problem loans | 0.28% | 0.00% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.38% |
| Return on assets | 1.77% (stronger) | 1.22% |
| Loans ÷ deposits | 114.0% | 79.4% (stronger) |
| Uninsured deposits | 14.8% (stronger) | 16.5% |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Wilson State Bank has the higher TellerScore (74 vs 71). On the 7 directional measures above (where higher or lower is clearly better), The Lyndon State Bank leads on 4 and The Wilson State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.