Side-by-side · Q2 2026 data
The Lytle State Bank of Lytle, Texas vs City Public Service/Ibew Federal Credit Union
Credit union
City Public Service/Ibew Federal Credit Union
San Antonio, Texas · Under $100 million in assets
Metric by metric
| Measure | The Lytle State Bank of Lytle, Texas | City Public Service/Ibew Federal Credit Union |
|---|---|---|
| TellerScore | 79 | 81 (stronger) |
| Capital cushion | 96 | 99 (stronger) |
| Loan quality | 82 (stronger) | 61 |
| Earnings | 38 | 58 (stronger) |
| Funding & liquidity | 80 | 100 (stronger) |
| Problem-loan coverage | 96 (stronger) | 94 |
| Peer percentile | 75th | 68th |
| Total assets | $114.6M | $56.3M |
| Deposits / shares | $101.1M | $48.7M |
| Capital ratio | 14.59% | 14.86% (stronger) |
| Problem loans | 0.53% (stronger) | 1.18% |
| Net charge-offs | 0.26% (stronger) | 0.38% |
| Return on assets | 0.44% | 0.96% (stronger) |
| Loans ÷ deposits | 42.3% | 42.3% (stronger) |
| Uninsured deposits | 33.7% | 2.5% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
City Public Service/Ibew Federal Credit Union has the higher TellerScore (81 vs 79). On the 7 directional measures above (where higher or lower is clearly better), The Lytle State Bank of Lytle, Texas leads on 2 and City Public Service/Ibew Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.