Side-by-side · Q2 2026 data
The Malvern National Bank vs Stone Bank
Metric by metric
| Measure | The Malvern National Bank | Stone Bank |
|---|---|---|
| TellerScore | 71 (stronger) | 60 |
| Capital cushion | 44 (stronger) | 34 |
| Loan quality | 97 (stronger) | 65 |
| Earnings | 61 | 87 (stronger) |
| Funding & liquidity | 79 (stronger) | 63 |
| Problem-loan coverage | 99 (stronger) | 66 |
| Peer percentile | 47th | 19th |
| Total assets | $728.4M | $950.7M |
| Deposits / shares | $655.4M | $757.7M |
| Capital ratio | 9.45% (stronger) | 8.37% |
| Problem loans | 0.09% (stronger) | 1.04% |
| Net charge-offs | 0.01% (stronger) | 0.27% |
| Return on assets | 1.02% | 1.68% (stronger) |
| Loans ÷ deposits | 59.6% (stronger) | 97.1% |
| Uninsured deposits | 34.2% | 9.4% (stronger) |
| Offices | 12 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.3% | 2.1% |
The Malvern National Bank has the higher TellerScore (71 vs 60). On the 7 directional measures above (where higher or lower is clearly better), The Malvern National Bank leads on 5 and Stone Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.